Specialist Insurances

Your career will no doubt have it’s own challenges and choices, and you will have your own objectives depending where you are on your journey. 

As you move through life, your needs and circumstances will change over time. That’s okay. We get that.  

But with unique challenges and choices comes unique risks. Unexpected events in life can derail the best financial plan. These risks need to be insured.

KWM has an extensive history in assisting with the creation of specialist and bespoke insurance policies within sport & entertainment.

Entertainment & Music

KWM have been involved in the designing of insurance policies that are uniquely structured to the requirements of filmmakers, entertainers, musicians, performers, producers, tours and anyone, anywhere engaged in the business of professional entertainment & music.

We have experience in protecting:

  • Cancelled Shows (Non-Appearance)
  • Events
  • Equipment
  • Indemnity
  • Liability
  • Sponsorship
  • Temporary / Permanent Disablement (Injury/Accident on set)
  • Tours
  • Unique live shows in various countries globally

Our international network of speciality brokers means that we are often able to place complex and unusual risks on cover quickly and efficiently.


Our good health is arguably our most precious asset. It’s often something we take for granted. 

For a footballer, protection is about more than simply buying a life insurance policy – more than ever it’s vital to consider the whole picture.

How will your family cope if you passed away? What would happen in the event of an illness? What happens if you get injured and must retire from playing football earlier than expected?

In the UK, if you have to retire from injury or illness, your Club is only obliged to pay you for

  • 12 months if injured on club duty
  • for 6 months if not on club duty

and not for the duration of your playing contract. 

Outside of the UK, in some countries, your Club would stop paying your wages if you were injured for more than 42 days (Germany) or 90 days (France).

Your income could stop, but your outgoings won’t.  In fact, they would likely increase if you were incapacitated.

There are specialist insurances for this, with the most popular often known in the industry unofficially as Career Ending Insurance.

At KWM, we can help you to assess your individual situation and requirements, before devising a plan to ensure you have the peace of mind you need.

KWM have brokered over £800,000,000 of specialist insurance for footballers (correct as of June 2023) and our vast experience means that we can help you to assess your individual situation and requirements, before devising a plan to ensure you have the peace of mind you need.

David Brooks
Lewis Dunk’s Mother
Joe Riley
Yan Valery

David Brooks

I knew that I had always been sensible and taken KWM’s advice regarding insurance, but I didn’t ever think too much about it as I felt I would never need to use it. When we first spoke after I was diagnosed and before I started treatment, it was very reassuring to know I had John and the KWM team sorting everything out for me with my insurances and financial planning. It took away a big stress that I didn’t need at that time, as my sole focus was on recovering. If I’m honest, I didn’t think much of it when we first took out the insurance policies, but I am really pleased I did. I am fortunate that I have recovered. Others might not be so lucky, so I would hope my story can ensure that if this happens to another player, they also have the comfort of protection like I did through my insurance policies.

Lewis Dunk’s Mother

It is so important to ensure that Lewis is properly insured. Working with KWM over the years, I have found their approach to be proactive and professional and they have more than matched my expectations with good service that has served Lewis and our family very well. Thank you KWM for your ongoing support & advice.

Joe Riley

Unfortunately in July 2021 I had to retire from professional football due to a knee injury but fortunately I had my Career Ending Insurance policy in place that provided me with the funds for the next stage of my life. Working with KWM has been great for me as I am able to plan out my future. Without the insurance pay out, this would have been a lot more stressful and harder to do. I would recommend to ever single professional footballer to ensure that they have Career Ending Insurance in place

Yan Valery

KWM have always understood my needs. I signed from Southampton to Angers in France late on a Friday and had a game on Saturday. Outside of working hours, late Friday night & early Saturday morning KWM ensured that I was insured against an injury meaning I could make my debut without risk. Without this my debut was unlikely – KWMs experience & knowledge was helpful. KWM really care about you.


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