Specialist Insurances

Your career will no doubt have it’s own challenges and choices, and you will have your own objectives depending where you are on your journey. 

As you move through life, your needs and circumstances will change over time. That’s okay. We get that.  

But with unique challenges and choices comes unique risks. Unexpected events in life can derail the best financial plan. These risks need to be insured.

KWM has an extensive history in assisting with the creation of specialist and bespoke insurance policies within sport & entertainment.

Entertainment & Music

KWM have been involved in the designing of insurance policies that are uniquely structured to the requirements of filmmakers, entertainers, musicians, performers, producers, tours and anyone, anywhere engaged in the business of professional entertainment & music.

We have experience in protecting:

  • Cancelled Shows (Non-Appearance)
  • Events
  • Equipment
  • Indemnity
  • Liability
  • Sponsorship
  • Temporary / Permanent Disablement (Injury/Accident on set)
  • Tours
  • Unique live shows in various countries globally

Our international network of speciality brokers means that we are often able to place complex and unusual risks on cover quickly and efficiently.

Football

Our good health is arguably our most precious asset. It’s often something we take for granted. 

For a footballer, protection is about more than simply buying a life insurance policy – more than ever it’s vital to consider the whole picture.

How will your family cope if you passed away? What would happen in the event of an illness? What happens if you get injured and must retire from playing football earlier than expected?

In the UK, if you have to retire from injury or illness, your Club is only obliged to pay you for

  • 12 months if injured on club duty
  • for 6 months if not on club duty

and not for the duration of your playing contract. 

Outside of the UK, in some countries, your Club would stop paying your wages if you were injured for more than 42 days (Germany) or 90 days (France).

Your income could stop, but your outgoings won’t.  In fact, they would likely increase if you were incapacitated.

There are specialist insurances for this, with the most popular often known in the industry unofficially as Career Ending Insurance.

At KWM, we can help you to assess your individual situation and requirements, before devising a plan to ensure you have the peace of mind you need.

KWM have brokered over £900,000,000 of specialist insurance for footballers (correct as of May 2024) and our vast experience means that we can help you to assess your individual situation and requirements, before devising a plan to ensure you have the peace of mind you need.

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